Apple plans to start its U.S. iPhone leasing program on a confirmed start day through the Apple Upgrade Program. The service partners with the lender for spread-out costs. It targets buyers amid elevated device costs after Apple bumped Mac costs not long ago. Users may pick regular bills instead of buying all at once. Leased iPhones can be disabled remotely if terms are broken. Apple includes associated toggles in upcoming iOS version. Some shoppers are unsure how leasing shifts versus buying outright. Critics raise that disablement limits flexibility if plans fall behind. Supporters note leasing reduces initial spend and simplifies new model swaps. The plan fits Apple's release pattern as iPhone tags rise device by device. Shoppers ought to compare before signing on.